Why should I get pre-approved before I start looking for a house?
Getting pre-approved is the smartest step you can take before you begin your search for your home. The most important reason is that sellers want to see a pre-approval with an offer to buy. It gives them confidence that they are not wasting their time taking the house off the market for someone who can not afford it. Realtors also like to see pre-approvals because they know which houses to show and it prevents wasting their time. Finally, it allows you to know how much house you can afford, preventing you from falling in love with a "dream" house which is out of reach.

Getting pre-approved is fast and easy. In most cases we can even do this over the phone. The information we need is your current credit status and any other liabilities you might have. This information is then used to determine the loan amount that you might qualify for. Best of all, there is no charge for being pre-approved by The Loan & Mortgage Network.